2828 Colby Avenue,,
When you engage Pacific Crest Financial Advisors, LLC you hire a team of planning professionals each with decades of financial planning experience. Our team approach provides multiple perspectives on each client’s situation. At least two Advisors review the data collection, the prepared client materials, and attend the client meetings. Having two professionals in the client meetings allows better awareness of the client and differing ways of explaining the materials presented. We feel strongly that reality is always filtered through ones experiences and so having two professionals in the client meetings allows us to develop a more complete view of the client, their assumptions and expectations. We strive to know our clients intimately by knowing their dreams for themselves, children, grandchildren and community.
We only work with those willing to share their complete financial picture. We do not need to manage the whole financial picture but we insist that we are aware of it all. The greatest value we provide is coordinating the overview of our client’s financial lives in a comprehensive manner. When appropriate, and with client permission, we communicate with our client’s CPAs, attorneys and insurance agents.
Darron has been in the financial services industry since 1997 and has been an integral part of a team approach that entire time. He has been responsible for dissolution financial analysis (divorce work), portfolio rebalancing, and client meeting presentations. Darron graduated with dual Bachelors of Science degrees in accounting and finance from Central Washington University in 1997. Darron thrives on working with individuals and believes all business is based on personal relationships and professional competency.
StanCorp Investment Advisers, Inc. January 2007 – June 2010Financial Analyst Lynnwood, Washington
Focus: Complete portfolio rebalancing and maintenance, including the purchase of the stocks, bonds, and mutual funds; prepare full client reports on ad hoc basis as well as for scheduled client meetings; execute all client requests for distributions and trades.
Cotton Financial Advisors, Inc. September 1997 – December 2006Para Planner & Compliance Officer Lynnwood, Washington
Focus: Provide direct client planning and support for the firm's primary planner; serve as the mutual fund and fixed income trader, system manager, and compliance officer; direct all quarterly mutual fund research and maintain portfolio compliance.
Erin started in the financial services industry in 1990 helping individuals find the most appropriate solutions for their needs. She has earned the trust of clients by acting with integrity, following through with promises, and communicating directly.
Erin received her Bachelor of Arts in Business Administration from the Albers School of Business and Economics at Seattle University. She is curious, inquisitive, skeptical, and consistently seeking new knowledge.
Investment and Wealth Advisor: StanCorp Investment Advisers and United Capital. 2006 – 2016
Focus: Provided comprehensive financial planning and investment management services. Serve as trusted advisor to clients as well as other professionals (CPA’s, Attorneys, etc.)
Assistant Director and Senior Investment Consultant: Invesmart Advisors, Inc. 2001 - 2006
Focus: Provided investment fiduciary services to retirement plan sponsor clients and financial education to employees. Member of Investment Committee which was responsible for investment research, screening, and monitoring.
Assistant Director of Training and Other Financial Services Positions: SAFECO 1990 - 2001
Focus: Subject matter expert for retirement accounts, annuities, and mutual funds. Provided investment and suitability information to investors, compliance services to company retirement plans, communication materials for financial product lines, and education for professionals newly involved in investments.
Alec has been in the financial services industry for the past 30 years. He has been a Certified Financial Planner™ (CFP®) for 26 years and has 20 plus years of experience working as a fee-only financial planner. Prior to that time, he was a commercial lending officer with Rainier Bank/Security Pacific Bank and a registered representative with SunAmerica Securities.
StanCorp Investment Advisers, Inc. October 2006 – September 2010Senior Investment Counselor Lynnwood, Washington
Focus: Maintain and expand the clientele for a fee-only financial planning and investment management company; manage client investment portfolios; review estate and insurance coverages; prepare comprehensive long-term financial plans. Our team, Alec & Darron, had the highest or tied for the highest client satisfaction ratings of StanCorp’s offices across the country.
Lakeridge Financial Partners, LLC October 1994 – October 2006Certified Financial Planner™ Seattle, Washington
Focus: Establish and develop a fee-only financial planning practice; manage client portfolios composed of equities, bonds and mutual funds; develop comprehensive financial plans using static and Monte Carlo modeling; review educational funding and employee stock option packages; evaluate early retirement packages; provide second opinion advice to hourly clients without a commissioned-based bias.
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.